No Free $$, Loans & Credit Cards!

Should You Get a Credit Card? Never ever get one if you want to be a millionaire!

Millionaires don’t get into credit card debt. Only middle class people like you and I get into credit card debt.

What if You Can Exercise Very Strong Control on Spending and Always Pay Off Your Payment? Well then buddy, you should be able save enough cash since you have very strong self-control on spending.

Cash is King. Use cash.

As a work at home mom who is loaded with less than $13,000 credit card debt and paying down the debt bit by bit, it hurts to see credit card companies or banks suck my hard-earned money through interest charges , late payment charges, annual fee charges, miscellaneous charges, and many unknown charges that credit card users like you and I will never understand why they are charged even though you call up and ask.

Obama Calls for Tighter Credit Card Restrictions

A typical American family is $10,000 in the red! I have less than $13,000 credit card debt. What about you?

I feel happy for you if you are not in debt.

I used to feel bad about my credit card debt. But not anymore. Just take up the responsibility, stop using credit cards and pay down the debt.

Yes, stop using any credit card. Use cash. Cash is King.