No Free $$, Loans & Credit Cards!

Should You Get a Credit Card? Never ever get one if you want to be a millionaire!

Millionaires don’t get into credit card debt. Only middle class people like you and I get into credit card debt.

What if You Can Exercise Very Strong Control on Spending and Always Pay Off Your Payment? Well then buddy, you should be able save enough cash since you have very strong self-control on spending.

Cash is King. Use cash.

As a work at home mom who is loaded with less than $13,000 credit card debt and paying down the debt bit by bit, it hurts to see credit card companies or banks suck my hard-earned money through interest charges , late payment charges, annual fee charges, miscellaneous charges, and many unknown charges that credit card users like you and I will never understand why they are charged even though you call up and ask.

Dave Ramsey on How to be Financially Successful

I know Dave Ramsey. In fact, I have been using his Debt Snowball method to pay down my credit card debt.

Look, if the traditional approach way of paying off credit card debt doesn’t work, give this Debt Snowball method a try. You will be amazed by how simple you can systematically clear your debt in no time.

You won’t see any long blog post here telling you how to get out of debt.

I have written enough about my credit card debt on other credit card blogs that I will only watch free video clips on money, loans and credit cards here.

There are simply too many credit gurus out there who can give you good debt free tips.