No Free $$, Loans & Credit Cards!

Obama Calls for Tighter Credit Card Restrictions

A typical American family is $10,000 in the red! I have less than $13,000 credit card debt. What about you?

I feel happy for you if you are not in debt.

I used to feel bad about my credit card debt. But not anymore. Just take up the responsibility, stop using credit cards and pay down the debt.

Yes, stop using any credit card. Use cash. Cash is King.